Should You Get Cycle Insurance?

Today’s post is going to be relatively short and sweet (at least versus how much I normally write). Given the subject matter is cycle insurance, you might be quite pleased that I’m keeping it brief.

Why so short, Grimpeur-san? Well, I’m also busy working on a 4-step guide to riding your first century. I’m going to offer the guide for free (which is probably what it’s worth) to anyone that signs up to receive my email updates.

Don’t worry if you’ve already signed up, or you want to sign up right now (enter your details in the box at the top of the sidebar, or at the bottom of this post) – I’ll be sending the guide to existing subscribers as well.

Now, back to insurance…

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Bicycle Insurance: What You Need To Know

Bicycle insurance
The world of bicycle insurance (freeimages.co.uk)

I’m seeing more and more photos of stolen bikes being retweeted on Twitter.

Partly this is due to an increase in the use of social media to track down missing bikes, but it reflects a genuine increase in bicycles being stolen.

According to analysis from UCL, cycle theft is increasing (this is based on victim survey data; police statistics suggest the level remains static).

Bike security used to be about find somewhere safe to park your steed, then using two locks to put off would-be bike-snatchers.  Increasingly it seems that thieves are stealing bikes from owner’s garages and sheds – bikes worth thousands of pounds, which their owners would never dream of leaving chained to a rusty lamp-post.

The UK police even believe that dirty snafflers are using Strava and other route-mapping apps to identify target addresses (tip: make sure you have ‘privacy’ switched on, in order to hide your start/finish point).

In this post I look at one way a bike owner can protect himself from (financial) pain, should an acrobatic cat-burglar gain access to his Fort Know-style bike cave: bicycle insurance.

(For the more aggressive amongst you, next week I will look at how you can convert an innocent looking bicycle pump into a 50,000 volt taser.)

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